Making Your Care More Accessible
Understanding insurance coverage and treatment costs should not feel
overwhelming. Learn about our out-of-network insurance relationships,
available financing through Cherry, and the steps you can take before
scheduling your procedure.
Our Current Insurance Relationships
We currently work with patients who have the following insurance
plans on an out-of-network basis.
Aetna PPO
Patients with an Aetna PPO plan may have out-of-network benefits
that help reimburse a portion of eligible procedure costs.
Coverage, deductibles and reimbursement amounts vary by plan.
Wellcare
Some Wellcare plans may provide benefits for care received from an
out-of-network provider. Your exact benefits depend on your
individual policy and the type of procedure being considered.
Financing Through Cherry
We offer Cherry Payment Plans to help eligible patients divide
treatment costs into more manageable monthly payments.
You can apply using our practice’s unique Cherry link, review the
payment options available to you and select a plan before completing
your treatment checkout.
Applying uses a soft credit check and does not affect your credit
score.
Break eligible treatment costs into scheduled monthly payments.
Qualifying 0% APR options may be available, subject to
eligibility.
Review your available plan terms before agreeing to financing.
Insurance and Financing FAQs
Find answers to common questions about coverage, reimbursement and
payment options.
Do you accept insurance?
We currently work with Aetna PPO and Wellcare patients on an
out-of-network basis. We are not contracted as an in-network
provider with these insurance plans.
Can I still receive insurance reimbursement?
Possibly. Some policies reimburse a portion of eligible services
received from an out-of-network provider. Reimbursement depends
on your benefits, deductible, coinsurance, procedure and the
insurance company’s coverage determination.
How can I verify my out-of-network benefits?
Call the member services number on your insurance card. Ask
whether your plan includes out-of-network benefits for the
procedure, whether preauthorization is required and what
deductible or coinsurance may apply.
Does insurance guarantee that my procedure is covered?
No. Verification of benefits is not a guarantee of payment.
Coverage decisions and reimbursement amounts are determined by
your insurance company after it reviews the claim and supporting
documentation.
What is Cherry financing?
Cherry is a third-party financing platform that allows eligible
patients to divide treatment costs into monthly payments.
Available terms vary based on the applicant and the financing
offer.
Will applying with Cherry affect my credit score?
Cherry states that applying involves a soft credit check, which
does not affect your credit score. Payment activity may be
reported after a payment plan is finalized.
Can I use Cherry if I also have insurance?
Cherry may be used for eligible patient-responsibility amounts,
including treatment costs or balances not paid by insurance,
subject to your approval and financing terms. Please speak with
our office about the payment process for your procedure.
Can your office estimate my treatment cost?
After your consultation and treatment recommendations, our team
can provide information about the anticipated practice fees.
Insurance reimbursement cannot be guaranteed and may differ from
preliminary estimates.
Have Questions About Your Options?
Contact our office before your consultation. Our team can explain our
payment process and help you identify the questions to ask your
insurance provider.
Insurance coverage varies by patient, policy and procedure. Information
on this page is provided for general educational purposes and is not a
guarantee of eligibility, coverage, reimbursement or payment.
Cherry financing is subject to application approval, eligibility and
the terms presented by Cherry and its lending partners. Review all
financing disclosures before accepting a payment plan.