Making Your Care More Accessible
Understanding insurance coverage and treatment costs should not feel overwhelming. Learn about our in-network coverage with Anthem Blue Cross, our out-of-network insurance relationships, available financing through Cherry, and the steps you can take before scheduling your procedure.
Our Current Insurance Relationships
We are proudly in-network with Anthem Blue Cross for commercial plans. Additionally, we work with patients on an out-of-network basis for several other insurance providers.
Anthem Blue Cross
We are in-network with Anthem Blue Cross commercial plans. Coverage and copays vary by individual policy details, so we encourage you to confirm your specific coverage with us prior to your visit.
Blue Shield
We are in-network with Blue Shield of California commercial plans. Coverage and copays vary by individual policy details, so we encourage you to confirm your specific coverage with us prior to your visit.
Aetna PPO
Patients with an Aetna PPO plan may have out-of-network benefits that help reimburse a portion of eligible procedure costs. Coverage, deductibles and reimbursement amounts vary by plan.
Wellcare
Some Wellcare plans may provide benefits for care received from an out-of-network provider. Your exact benefits depend on your individual policy and the type of procedure being considered.
United Healthcare
Patients with United Healthcare plans may be eligible for out-of-network benefits depending on their specific policy. We can help you navigate your coverage for qualifying procedures.
Financing Through Cherry
We offer Cherry Payment Plans to help eligible patients divide treatment costs into more manageable monthly payments.
You can apply using our practice’s unique Cherry link, review the payment options available to you and select a plan before completing
your treatment checkout.
Applying uses a soft credit check and does not affect your credit score.
Break eligible treatment costs into scheduled monthly payments.
Qualifying 0% APR options may be available, subject to eligibility.
Review your available plan terms before agreeing to financing.
Insurance and Financing FAQs
Find answers to common questions about coverage, reimbursement and payment options.
Do you accept insurance?
Yes. We are in-network with Anthem Blue Cross commercial plans. We also work with patients carrying Aetna PPO, WellCare, and United Healthcare on an out-of-network basis.
Can I still receive insurance reimbursement?
Possibly. Some policies reimburse a portion of eligible services received from an out-of-network provider. Reimbursement depends
on your benefits, deductible, coinsurance, procedure and the insurance company’s coverage determination.
How can I verify my benefits?
Call the member services number on your insurance card. Ask
whether your plan includes in-network coverage (for Anthem Blue Cross commercial plans) or out-of-network benefits for the procedure, whether preauthorization is required and what deductible or copays may apply.
Does insurance guarantee that my procedure is covered?
No. Verification of benefits is not a guarantee of payment. Coverage decisions and reimbursement amounts are determined by
your insurance company after it reviews the claim and supporting documentation.
What is Cherry financing?
Cherry is a third-party financing platform that allows eligible patients to divide treatment costs into monthly payments. Available terms vary based on the applicant and the financing
offer.
Will applying with Cherry affect my credit score?
Cherry states that applying involves a soft credit check, which does not affect your credit score. Payment activity may be
reported after a payment plan is finalized.
Can I use Cherry if I also have insurance?
Cherry may be used for eligible patient-responsibility amounts, including treatment costs or balances not paid by insurance,
subject to your approval and financing terms. Please speak with our office about the payment process for your procedure.
Can your office estimate my treatment cost?
After your consultation and treatment recommendations, our team can provide information about the anticipated practice fees.
Insurance reimbursement cannot be guaranteed and may differ from preliminary estimates.
Have Questions About Your Options?
Contact our office before your consultation. Our team can explain our payment process and help you identify the questions to ask your insurance provider.
Insurance coverage varies by patient, policy and procedure. Information on this page is provided for general educational purposes and is not a guarantee of eligibility, coverage, reimbursement or payment.
Cherry financing is subject to application approval, eligibility and the terms presented by Cherry and its lending partners. Review all
financing disclosures before accepting a payment plan.